Another random jumble of neurons firing

Posted by David on Wednesday, October 20, 2004 at 7:12 AM.

Incredibly busy these days. Nevertheless one must rant and muse, no? So I bring you the following collection of randomness.


Miz Becky thinks that my response to this article about student debt is a sign that I am a crabby old man before my time. Nevertheless I give you the excerpt that upset me. In the midst of an article about rising student debt and how hard it is to pay off loans or pay for college, we see this examination of young woman's expenses:

In her job at SU, Khachatourians takes home a paycheck of $1,600 a month after taxes. She keeps her rent and utilities at $450 by sharing a house in Ballard with three roommates. The payment for her 2003 Ford Focus is $355 a month, insuring it costs $190 a month. She goes grocery shopping once a month and tries to keep the bill around $100. Just making the minimum payment on her credit cards was costing her $150. Throw in the $300 loan payments, and her expenses totaled about $1,550.

Excuse me? Her car payments and insurance are more than either her rent or her loan payments? They're 34% of her salary? Damn, woman, get a *&#(*!!! used car!

</rant>


Random demographics I'd like to see:

How many people who drive hybrid cars are going to vote for Shrub/Cheney?

How many people who buy organic foods are going to do the same?


Today's lesson in getting stuff done: Lighting a fire. I recently had cause to use a technique I've learned here at Acme labs. In this case I had sent a tech support request to, well, let's say a company I do business with, since it seems like they're going to do right by me. A couple of weeks went by and I had heard nothing.

Now, I was incredibly busy (see pp.1) so I didn't really have time to follow up, but it still ticked me off. So yesterday morning at 7:44 our time (10:44 for them, since they're on the east coast) I sent them another e-mail, and cc:d their marketing director, who I had previously corresponded with. At 8:25am, my phone rang. And who was it? Why, their tech support guys. How nice.


Oh, the Tom Waits concert? Yeah, it pretty much kicked my ass. As Miz Becky told her sister last night, he's a performer who pours every ounce of energy and emotion he has into the shows. The thing that most amazed me was that nearly every song was completely re-imagined, completely different from the album version or other live versions I've heard. An example, for those of you who know the work: The album version of "November", from The Black Rider, is very spooky and atmospheric -- the melody is played on a saw. The version he did on Monday was almost an homage to Nina Simone, a sort of slow torch song, with Marc Ribot playing, well, let's say Spanish classical guitar in the background.

Good people watching, too. The number of guys in ratty porkpie hats and vintage suits or sweaters was astounding.


You know, I was sure there was something else, but it's gone. Time to bathe and head out the door into my day. Buon giorno!


Sarah, on Wednesday, October 20, 2004 at 8:02 AM:

If I didn't live in one of the coldest cities in the world, and had I not had to spend 5 years battling blizzards, on foot, in January, to buy groceries, I would never have bought a car. Where is Ballard, anyway? If the temperature doesn't fall below -10 °C, a car is not a neccessity.


Sean Harding, on Wednesday, October 20, 2004 at 8:43 AM:

I didn't have a car for quite a while after I moved to Seattle, and it wasn't that big of a deal. Even now that I do have a car, I only drive about once a week. If you live and work in the city, it's quite possible to get by without a car. And yes, if you really must have a car and are in so much student loan and credit card dbt, a brand new car is probably not the best choice. I have a huge amount of sympathy for people who are struggling to pay for their education or to get by on underpaying jobs. I had my own pile of student loans to dig out from under when I graduated, so I know how it feels. However, it sounds like that person could make her life a lot easier by making some different financial choices.

The insurance rate quoted there sounds really high to me too, but there are so many variables that go into that it's hard to compare. My car is, I think, more expensive (but a few years older) than hers, the area I live in has a higher rate of auto theft than Ballard and I'm a male, yet my car insurance costs me less than half what they quoted there...

(Hmm. My comment was blocked when I spelled "dbt" right... Let's try it this way!)


heather, on Wednesday, October 20, 2004 at 12:55 PM:

Car? I didn't even learn how to DRIVE until I graduated, moved to Seattle and got a FULL TIME JOB. And I lived in Montreal for 5 years - which is one of the other coldest cities in the world.


Debra, on Wednesday, October 20, 2004 at 3:45 PM:

Can you say "bus?!?" And wasn't she also going BACK to SU to get a graduate degree as well? Good grief. She will be in debt forever...


Debra, on Wednesday, October 20, 2004 at 3:47 PM:

Actually, now that I think about it, if she can keep her job at SU they might pay her tuition, which would be the smartest move she could make...let's hope...